Boat and Watercraft Coverage for Georgia Boaters
If you own a boat or are planning to own one, you know that the water provides a serene environment. However, being on water presents risks to you and your boat. This makes it essential to have you and your boat protected. At King & French Insurance Agency in Georgia, we help boat and watercraft owners protect their investment. A basic boat/watercraft insurance can have the following coverage options:
- Liability coverage - this coverage pays for damages to a third party’s property you might be responsible for while using your boat. It might be a dock, a boat, or any other property. It also covers the claims that might arise if you injured someone while using your boat.
- Comprehensive coverage - It protects your boat. It pays for the cost of repairing or replacing your boat if it is damaged or stolen. It is important to note that it does not protect your boat against damage caused by a collision accident.
- Collision damage coverage - Pays for repairs or the cost of replacing your boat after a collision. Clean up of wreckage can be included in this coverage. It is also essential to look into oil spill coverage as well.
- Emergency boat services - While you are on the water, your boat can break down, and you may have to call for towing services to get to land. While purchasing your policy, you can include this coverage to make sure you are reimbursed for towing expenses.
Boat/water insurance prepares you for the unexpected while you are on the water. If you do not use your boat, you still need Boat/watercraft insurance as an unfortunate event can damage your boat while not in use. An insurance policy provides the security you need to protect your boat on and off the water. Also, ask about seasonal coverage.
At King & French Insurance Agency, we will listen to your needs before giving you options and suggestions. Call or visit our office in Georgia to get a personalized boat/watercraft insurance policy.