At King & French Insurance Agency, we do our best to provide you with the most reliable quotes for umbrella insurance in Georgia. Our umbrella insurance policies protect you from extra liability when you reach the limits of your standard liability coverage. You cannot purchase it as standalone coverage. It only becomes effective after you have exhausted the limits of your home, auto, or commercial liability coverages. We have a team of respectful and attentive agents who will work with you to find the most appropriate coverage for your needs. The following are our umbrella insurance coverage options.
If you are a landlord, our umbrella insurance policies may protect you from unexpected financial losses. They may compensate you for your liability claims if other people get injured in your rental units. The policies also compensate you if people lose or damage their property in your rental units. If the person sues you, our umbrella insurance policies compensate you for the legal costs.
Our umbrella insurance helps you to pay for extra costs of medical attention in circumstances when you are held legally liable. If, for example, you get into a car accident and cause injury to other people, or visitors get injured in your property, your home or auto insurance policies may not be enough to pay for their medical costs. Our umbrella insurance policies step in and help you to pay for the extra charges.
Our umbrella insurance policies compensate you for extra property damage liability charges. If other people’s property is damaged or lost in your business property, your home, or as a result of a car accident, your standard policies may not be able to cover the costs, especially if it is valuable property. Without umbrella insurance, you may need to sell your assets to compensate them.
Contact King & French Insurance Agency today to discuss a new quote for your umbrella insurance needs in Georgia. We will be glad to help you.