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Home Insurance

Your Georgia home is a valuable asset, and it is vital to protect it from common risks such as fires, theft, and vandalism. At King & French Insurance Agency, we write personalized quotes for home insurance. We believe that every home is different, and its needs are unique. It is, therefore, impossible to find a quote that is suitable for all of them. Our agents will listen to you, understand your needs, and provide you with an appropriate quote. We are knowledgeable about home insurance matters and can answer your questions if you have any. The following are some of our home insurance coverage options.

Personal Property Coverage

Every homeowner has some valuable property. The property may include electronics, kitchen appliances, home d├ęcor, or clothing. Our personal property coverage protects your property from covered risks. The policy may compensate you for the actual cash value of the property or the replacement cost. The actual cash value is the cost of your property after deducting its depreciation value. Replacement cost stands for the price at which you bought it without deducting the depreciation value.

Additional Living Expenses

Our additional living expenses coverage compensates you for extra costs of living. If your home is damaged by certain risks such as fires and vandalism, it may become unfit for living. In such cases, you may be forced to find somewhere else to live. The coverage option compensates you for expenses such as hotel bills or increased costs of transportation.

Dwelling Protection

Our dwelling protection is a coverage for the physical structures of your home. It compensates you in case of damage to the ceilings, walls, or foundation by certain risks. If you have structures that are attached to your home, the coverage may protect them too. It helps you to rebuild or repair the structures.

Contact King & French Insurance Agency today to discuss a new quote for your home Insurance needs in Georgia. Our agents can further inform you about the benefits of a policy and get you started.

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